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Eugene Commercial Truck Accident Guide

If you were injured in a commercial truck accident, you may want to consider contacting an accomplished personal injury attorney in Eugene.  The attorneys at Veralrud and Fowler have put together this guide for you based on their years of experience with commercial truck accident cases.

If the accident was the result of a commercial truck driver’s negligence, your priority should be protecting your health and financial interests. If you are injured at all during an accident, seek proper medical treatment right away.  Then, if you are able to do so, take the following steps:

  1. Take pictures or video evidence of the scene at the accident. Include signage, roadways, obstructions to visibility like trees or buildings and document the weather.
  2. Take video or pictures of the damage to your vehicle, personal belongings, and any injuries that you have suffered.
  3. If police or emergency medical personnel were at the scene, get their names and contact information.
  4. Identify any witnesses and obtain their names and contact information.
  5. Start a diary of your daily experiences after the accident.  Record any lack of mobility, missed work, pain you are experiencing, and any activities you are not able to perform.
  6. Keep detailed records of any medical treatments, repairs to your vehicle, or property that was replaced.
  7. Don’t immediately accept a settlement offer from an insurance adjuster.  It’s possible that you will give up rights to further compensation.

How should I handle the Insurance Claims Adjuster?

Remember that the claims adjuster solely represents the interests of the insurance company that they work for.  Settling a claim for the least amount that they are legally obligated to pay, is their primary function.  They will also deny a claim if they can find legal grounds for it.  If you speak with an adjuster on the phone, be aware that they record the call and it can potentially be used as evidence in future legal proceedings.   Also, accepting an offer for a totaled vehicle may not be to your advantage, as the insurer will now be the owner of the vehicle.  They could possibly destroy evidence that would help determine who is at fault or how any injuries occurred.  If you are unsure about how to proceed, talk to a Eugene personal injury attorney who has experience with commercial truck accidents.

Will my Health Insurance Help Cover my Medical Bills?

If you were injured in an accident that involves negligence by one or more parties, your insurance plan may not cover the full costs of treatment.  Your insurer might also seek to be reimbursed from any settlement agreement.  It’s typical that any auto or motorcycle insurance policies will be billed first, and then your personal health plan will pick up treatment costs afterwards.  When multiple companies have responsibility for an accident, it may not be clear who will pay for the deductibles, treatment specialists, or out-of-network providers not covered in your health plan.

When Should I Consult a Qualified Eugene Truck Accident Attorney?

If you’re finding the process of traversing insurance policy details, submitting claims, and dealing with health care bills overwhelming, you should call or email Veralrud and Fowler today for a free consultation.  An experienced personal injury attorney will help you protect your rights and ensure that you receive fair compensation.

Related Links: Truck Accident CausesPersonal InjuryMeet Our Attorneys

Give Us a Call at 541-345-3333 for a Free Consultation About Your Case or Send Us an Email Below

975 Oak Street, Suite 798

Eugene, OR 97401

Phone  (541) 345-3333
Fax  (541) 342-1908

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